Terms & Conditions
Effective Date: August 18, 2026
These Terms & Conditions govern your use of primeauxagencies.com and your electronic communications with Primeaux Agencies, LLC (“Primeaux Agencies,” “we,” “us,” or “our”). By using this website, you agree to these terms.
General Information Only
The information on this website is provided for general educational and informational purposes. It is not intended to replace the terms, conditions, exclusions, limits, endorsements, or other provisions of an insurance policy or contract. Coverage varies by carrier, policy, applicant, location, underwriting criteria, and other factors.
No Coverage Is Bound Through This Website
Submitting a quote request, service request, contact form, email, text message, voicemail, or other communication does not bind, issue, modify, renew, extend, or cancel insurance coverage. Coverage is effective only when confirmed by an authorized representative and/or insurance carrier in accordance with applicable underwriting requirements and policy documentation. Do not rely on an electronic request as confirmation that coverage has been placed or changed.
Quotes and Availability
Any quote, premium indication, coverage illustration, or other estimate is subject to underwriting, eligibility, carrier approval, verification of information, and the final terms of the insurance policy. Quotes may change and do not guarantee coverage or price. Insurance products and carriers may not be available in every location or for every risk.
Your Responsibility for Information
You agree to provide complete and accurate information when requesting a quote, applying for coverage, or requesting policy service. Inaccurate, incomplete, or omitted information may affect eligibility, pricing, coverage, or claims and may be handled according to the applicable insurance policy and law.
Claims and Emergencies
This website and its contact forms are not emergency reporting services. If there is an immediate threat to life or property, contact the appropriate emergency services. Claim reporting requirements and procedures are governed by your insurance carrier and policy. When appropriate, use the carrier's official claim reporting channels.
SMS/Text Messaging Terms
By providing your mobile telephone number and affirmatively consenting to receive text messages from Primeaux Agencies, you agree that Primeaux Agencies may send you SMS or other text messages related to your inquiry or agency relationship. Messages may include communications concerning quotes, applications, policy service, renewals, billing or payment reminders, documents, appointments, claims-related assistance, and other insurance or customer-service matters.
Message frequency varies. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You may opt out at any time by replying STOP. After opting out, you may receive a confirmation message. For assistance, reply HELP or call Primeaux Agencies at (337) 224-6440.
Consent to receive text messages is not a condition of purchasing insurance or any other service. Your use of SMS communications is also subject to our Privacy Policy. Mobile information and SMS consent are not sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.
Electronic Communications
When you contact us electronically, you consent to receiving responses through appropriate electronic channels based on your request and preferences, subject to applicable law. Electronic communications may not always be secure, and you should not transmit sensitive personal information through an unsecured method unless instructed to do so.
Third-Party Links
This website may link to insurance carriers and other third-party websites for convenience. Primeaux Agencies does not control and is not responsible for the content, availability, security, privacy practices, or terms of third-party websites.
Intellectual Property
Unless otherwise stated, the website's original text, branding, graphics, design elements, and other content are owned by or licensed to Primeaux Agencies and may not be copied, reproduced, distributed, or used commercially without permission, except as permitted by law.
Website Availability
We may modify, suspend, or discontinue any part of the website at any time. We do not guarantee that the website will always be available, uninterrupted, error-free, or free from harmful components.
Limitation of Website Information
To the extent permitted by law, Primeaux Agencies is not responsible for losses arising solely from reliance on general website information instead of the applicable insurance policy, carrier documentation, or direct confirmation from an authorized insurance representative.
Changes to These Terms
We may update these Terms & Conditions periodically. The effective date shown above will indicate when the current version became effective. Continued use of the website after an update constitutes acceptance of the revised terms.
Contact
Questions about these Terms & Conditions may be directed to:
Primeaux Agencies, LLC
Lafayette, Louisiana
(337) 224-6440
kprimeaux@primeauxagencies.com
primeauxagencies.com